Commercial Underwriter

Commercial Underwriter

• Opportunity to be part of a National Commercial Underwriting function
• Receive ongoing training, career progression and personal growth
• Hybrid 80% homeworking available and 20% from our office in Glasgow

About the role

We have an exciting opportunity for a diligent General Insurance professional to join us as a Commercial Underwriter. You’ll be responsible for evaluating and assessing risks across a variety of business classes, including our Motor Trade, Farm, Estates, and Commercial Select products within our Mid Corporate & Estates, Small to Medium-sized Enterprise (SME), or Mid Market teams. Alternatively, within our Package team, you’ll be responsible for evaluating and assessing risks across a variety of package products, ranging from property owners to manufacturing wholesalers, tradesmen, retail, and hospitality. We believe that commercial business presents our biggest growth opportunity over the longer term and this is an opportunity to be an integral part of that growth.

Here at NFU mutual, we operate with a unique model of a tied agency network. Our NFU Mutual agencies are the vital day-to-day link with our customers and, as an Underwriter, you'll build strong relationships and work collaboratively with our Agents, resolving complex referrals and ensuring effective management of the insurance risk cost whilst delivering the right solution and service for our members.

We provide a comprehensive induction to the role and to make sure you get the most out of this, you will need to be able to commit to being in the office up to several days a week for the first 6 months. Following your induction, you will receive ongoing training which will support your career progression and personal growth

About you

You’ll be a Commercial Underwriting professional with varied experience of complex and technical cases within a regulated environment including working within Authority. If you have previous exposure to a broad range of Commercial General Insurance products and are a keen learner, we would love to hear from you.

You’ll be a resilient individual and able to demonstrate effective communication skills which will enable you to establish strong working relationships with key stakeholders across the business, with the ability and confidence to challenge and influence where necessary.

To join our team, you’ll also have:

• A customer-focused mind, with strong attention to detail
• The confidence to work in a regulated environment
• The ability to make rational and logical decisions in a fast-paced environment
• Policy document review experience
• Commercial Underwriting experience in the insurance industry

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Salary up to £45,000 depending on experience
• Annual bonus (up to 10% of salary)
• Contributory pension scheme, up to 20%, including your 8% contribution
• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
• A Family Friendly policy that helps you balance your work and family responsibilities
• Access to savings at High Street brands, travel and supermarkets
• £20 contribution to a monthly gym membership – subject to T&Cs
• Health and wellbeing plan - cashback for dentist, opticians, physio and more
• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
• Employee Volunteering - volunteer in the community for one day each year
• Unlimited access to Refer a Friend £500 bonus scheme
• Life Assurance cover of 4 x salary
• Employee discounts of 15% on a range of NFU Mutual insurance policies.

Working pattern: Full-time (Part-time hours considered)

Salary: Up to £45,000 + 10% annual bonus + benefits package

Working hours: 35 hours per week, Monday – Friday with shifts between the hours of 8am and 6pm.